Car insurance is a must in Nevada. If you live here, chances are you own a car. Chances are a lot higher that a car accident will happen to someone with a car in Nevada than elsewhere in the United States. A study conducted by the National Highway Traffic Safety Administration reports that while nationwide there were 5.9 per cent fewer accidents from 1998 to 1999, Nevada saw a significant increase from 13.6 per cent to 27.1 per cent from 2010 to 2011.
Cheapest Car Insurance in Nevada
The average cost of car insurance in Nevada is $992, which is significantly higher than the national average of $815. In this regard, you should check out all options that apply to your situation. If money is a concern, then definitely take into account the following:
Best Car Insurance Companies
There are many reputable companies in the state of Nevada. Among the most reputable is GEICO, which has been offering insurance to multiple generations of families and individuals since 1936. Also, Progressive offers several options for those who want either standard or higher coverage plans. Farmers Insurance Group is another good choice for those looking for a more comprehensive plan that includes roadside assistance and other types of truck insurance.
Compare Nevada Quotes Online
If you don’t want to waste time and energy going from one insurance company to another, why not use the Internet? Several companies offer the ability to research and compare prices and plan online quickly.
Average Cost of Car Insurance
If you need a general idea of how much insurance costs in Nevada, the average price is $992. At first glance, this might seem like it’s higher than in other states however if you compare it with statistics from other states such as New York and California where the average car insurance is an astounding $1,446 and $1,354 respectively.
Drivers With a DUI in Nevada
The chances are high that you’ll be involved in a car accident at some point whether it’s your fault or not. If you’re caught driving under the influence of alcohol, expect to pay more for car insurance. You might even find yourself disqualified from applying for car insurance coverage.
Drivers With Tickets in Nevada
If you’ve been cited with any traffic violation, this might affect your premiums. Regardless of whether it’s speeding or not wearing a seatbelt, expect your rates to go up by at least 20 per cent unless you can convince the insurance company.
Drivers With Bad Credit in Nevada
BAD CREDIT? BAD NEWS! Prepare for higher rates when insuring your car in Nevada. Those with bad credit, are likely to find themselves at a serious disadvantage when it comes to getting an affordable rate on car insurance. The good news is some companies will help you out. If you have consecutive years of bad credit, expect your rates to shoot up at least 20 per cent each year unless you can provide the company with a bank statement showing steady income and savings. If this isn’t an option for you, other options are still available.
Seniors in Nevada
Nevada has an average insurance rate for seniors compared to other states in the U.S. This means that if you’re a senior in this state, you have just as much chance of finding cheap car insurance rates as anyone else.
Student Drivers in Nevada
If you are a student driver, expect to see your rates increase as soon as you pass your test. This might be a given for some, but there are ways to cope with these costs such as:
Military Drivers in Nevada
Nevada has one of the highest insurance premiums for those who have driven in the military. However, this rate is still lower than the national average of $1,732. If you fit into this category, then it’s highly advisable to research reputable companies online.
Car Insurance in Nevada
Just like in other states across the country, car insurance is mandatory for all drivers in Nevada. The amount of coverage required by state law varies according to the type of car you own. This means that there are some alternatives if you can’t afford the rates offered by the top companies.
Who is the best motorcycle with full coverage in Nevada?
The best company for motorcycle full coverage is State Farm. They have been in business since 1922 and have a reputation for being top-of-the-line. In 2010, they ranked number one in claims settlement, meaning that if you ever have to file a claim with them, there’s a good chance you’ll be compensated accordingly.
Who is the cheapest car insurance in Nevada?
There are many companies out there who claim they offer cheap rates, but what good does that do if it’s not accurate? Instead of looking at price alone, look for a company that has an established history of fair pricing. This way, there’s no guesswork involved and you can make an informed decision.
Who is the cheapest motorcycle insurance in Nevada?
The best company for cheap motorcycle insurance rates is Progressive. They specialize in offering low premiums and also provide coverage for motorcycles, ATVs and even mopeds. If you’re looking to save some money, then be sure to contact them and compare quotes.
What is the average cost of car insurance in Nevada?
The average annual premium for car insurance in Nevada is $1,191 which is slightly above the national average. This means that if you’re looking to save some cash on your vehicle’s coverage, then it’s advisable that you shop around for the lowest quote.
Conclusion
If you are looking for the cheapest car insurance in Nevada, it is important to know what coverage options are available. Coverage includes liability (damage or injury caused by your vehicle), comprehensive (injuries not related to a collision) and uninsured motorist (protection if someone else causes an accident). The more coverage you want, the higher your premiums will be; this also goes for cars requiring specific coverage types like sports cars. To find out how much you need and which company has the best rates, compare quotes online with our help! We’ve included some statistics on the average cost of car insurance as well as factors that affect costs below. Hope this guide has helped you! Good luck
